1. Acceptance of Terms

By accessing or using any services provided by HLTH Collective ("HLTH," "we," "us," or "our"), including but not limited to HLTH Academy, HLTH Land, HLTH Pod, and HLTH Shop (collectively, the "Services"), you ("User," "you," or "your") agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Services.

2. Description of Services

HLTH Collective is a longevity and wellness ecosystem that provides:

• HLTH Academy: Educational programs focused on DNA-driven longevity and health optimization

• HLTH Land: Physical wellness facilities offering biomarker-based training and recovery services

• HLTH Pod: Mobile health optimization services and equipment

• HLTH Shop: Marketplace for longevity products, supplements, and wellness technologies

3. User Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

4. User Accounts and Registration

4.1 Account Creation

To access certain Services, you may need to create an account. You agree to provide accurate, current, and complete information and to update your information as necessary.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4.3 Account Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason at our sole discretion.

5. Health and Medical Disclaimers

5.1 Not Medical Advice

The Services, including educational content, genetic insights, and wellness recommendations, are for informational and educational purposes only and do not constitute medical advice, diagnosis, or treatment.

5.2 Consult Healthcare Providers

Always consult with qualified healthcare professionals before making decisions about your health, beginning any fitness program, taking supplements, or making significant lifestyle changes.

5.3 Individual Results

Results may vary. No guarantee is made regarding specific health outcomes or biological age reduction.

5.4 Pre-existing Conditions

Users with pre-existing medical conditions should obtain medical clearance before participating in any physical activities or wellness programs.

6. Genetic Testing and DNA Services

6.1 Third-Party Testing

Genetic testing may be conducted through third-party laboratories. We are not responsible for the accuracy of genetic test results.

6.2 Genetic Information Use

Genetic information will be used solely to provide personalized recommendations and will be handled in accordance with our Privacy Policy.

6.3 Limitations

Genetic testing has limitations and may not detect all genetic variants or predict all health outcomes.

7. Payment Terms

7.1 Pricing

All prices are subject to change without notice. Current pricing is available on our website.

7.2 Payment Processing

Payments are processed through secure third-party payment processors. We do not store your payment information.

7.3 Refunds

Refund policies vary by service and are detailed in the specific terms for each division. Generally, digital content and completed services are non-refundable.

7.4 Subscription Services

Some services may be offered on a subscription basis. You authorize us to charge your payment method for recurring fees until you cancel.

8. Intellectual Property

8.1 Our Content

All content, materials, and intellectual property associated with our Services are owned by HLTH Collective or our licensors and are protected by copyright, trademark, and other intellectual property laws.

8.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes.

8.3 Restrictions

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

9. User Conduct

You agree not to:

• Use the Services for any unlawful purpose

• Interfere with or disrupt the Services

• Attempt to gain unauthorized access to our systems

• Share your account credentials with others

• Post or transmit harmful, offensive, or inappropriate content

• Violate any applicable laws or regulations

10. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your information.

11. Limitation of Liability

To the fullest extent permitted by law, HLTH Collective shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business interruption, arising from your use of our Services.

12. Indemnification

You agree to indemnify and hold harmless HLTH Collective, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

13. Disclaimers

13.1 As-Is Basis

The Services are provided on an "as-is" and "as-available" basis without warranties of any kind.

13.2 No Warranties

We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

14. Force Majeure

We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.

15. Governing Law and Dispute Resolution

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [State/Province], without regard to conflict of law principles.

15.2 Dispute Resolution

Any disputes arising from these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization].

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

17. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Services after changes are posted constitutes acceptance of the modified Terms.

18. Termination

These Terms remain in effect until terminated by either party. We may terminate your access to the Services at any time without notice for any reason.

19. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms for specific services, constitute the entire agreement between you and HLTH Collective.

20. Contact Information

If you have questions about these Terms, please contact us at contact@hlthcollective.com.

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.